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Credit Cards for College Students

We are here featuring our most highly reccomended cards for college students. These offers feature favorable rates for those new to credit and are a great credit building tool.

We have written more extensively on what the best card options for college are and what sorts of financial habits and practices are healthy. For more on this see our article Student Credit Cards.

Our Featured Cards for College Students:


The Discover Student Card has a peerless rewards package which is exemplary for a niche featuring consumers with limited credit history. It's an excellent way -in marketing terms- for this company to hook users of new credit to the Discover name and away from the two more dominant brands Visa and MasterCard.

This is a credit card college students can obtain a high cashback rewards rate from. Similar to other standard Discover Cards, this is 5%, among the most competitive available. This is however for specific classes of services and merchandis which change four times a year. The categories include travel, clothing stores, restaurants, gas stations and more.

The card also offers a 0% intro rate which at present ends in March of 2009. The regular APR rate of 14.99% then applies.


See Citi's reference article Use Credit Wisely for Students for excellent tutorials, interactive tools and more.

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Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. It is this compensation that enables to provide you services like access to free tools and information for consumers. does not include all credit card companies or all available credit card offers. Because credit card offers change frequently, please visit the card issuer site for current information.

Our editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.