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Secured Credit Cards

Secured credit cards offer a superior alternative to subprime unsecured offers. The latter have become quite popular over the last several years with the proliferation of a number of companies offering subprime Visa and Mastercard accounts to consumers with severely damaged or limited credit. We have commented on this Subprime Card Phenomenon elsewhere at this site. Here we feature a number secured card offers from reputable major issuers and banks. These offer a realistic and safer alternative to the usurous fees and charges often associated with unsecured subprime cards.


Secured Credit Cards are a useful to consumers in a variety of circumstances. The somewhat negative stigma that comes with the cards should not be of particular concern because there are no explicit markings or physical characteristics on such cards which distinguish them as being secured. They are not reported by type to credit bureaus either. We have written more on this on our page on The Differences Between Unsecured and Secured Credit Cards.

Consumers with credit problems who need a form of plastic in order to conduct any number of regular transactions which -in the modern world- are indispensable (hotel reservations, online purchases, etc.) should always choose these offers over prepaid cards, for example. We have discussed the differences between these two types further in our article on Secured Vs Prepaid Credit Cards.


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Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. It is this compensation that enables to provide you services like access to free tools and information for consumers. does not include all credit card companies or all available credit card offers. Because credit card offers change frequently, please visit the card issuer site for current information.

Our editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.