Secured credit cards offer a superior alternative to subprime unsecured offers. The latter have become quite popular over the last several years with the proliferation of a number of companies offering subprime Visa and Mastercard accounts to consumers with severely damaged or limited credit. We have commented on this Subprime Card Phenomenon elsewhere at this site. Here we feature a number secured card offers from reputable major issuers and banks. These offer a realistic and safer alternative to the usurous fees and charges often associated with unsecured subprime cards.
Platinum Zero(TM) Secured Visa® Credit Card from Applied Bank®
Intro APR
N/A
Intro Period
N/A
Regular APR
0.00%*
Monthly Maintenance Fee
$9.95 ($119.40 Annually)
ZERO - 0% FIXED APR on Purchases - No Intro Rates!
ZERO - 0% Rate Won’t Change - Even If You’re Late!
ZERO Application Fees
ZERO Worries - FREE Personal ID Theft Protection
ZERO Delays - Timely CREDIT Bureau Reporting!
Notes:
Secured Credit Cards are a useful to consumers in a variety of circumstances. The somewhat negative stigma that comes with the
cards should not be of particular concern because there are no explicit markings or physical characteristics on such cards which
distinguish them as being secured. They are not reported by type to credit bureaus either. We have written more on this on our
page on The Differences Between Unsecured and Secured Credit Cards.
Consumers with credit problems who need a form of plastic in order to conduct any number of regular transactions which -in the
modern world- are indispensable (hotel reservations, online purchases, etc.) should always choose these offers over prepaid cards,
for example. We have discussed the differences between these two types further in our article on Secured Vs Prepaid Credit Cards.
