This is Page 2 of our Capital One Cards directory. Click Here to Page One.
We do not directly offer loan and insurance services. Consumers looking for Auto Insurance, HomeLoans and specific departments of Capital One, please use a web search. For niche information and services, factor in common misspellngs of the company's name such as Captial One and CaptialOne .
Consumers seeking Capital One Direct Banking, please Click Here. We will shortly be featuring auto insurance offers from this company.
New: Card Lab
In late November of 2007, Capital One began to offer the public its cardlab feature. The idea was to make the customer an active part of the selection and tailoring process for the kind of MasterCard received. The alternative option is to browse the full catalog of cards on offer and attempt to figure out which is best suited to ones needs as well as which one is actually eligible for besed on ones credit history.
CardLab puts you at the center of the selection process by letting you state your credit level and then having you select the best rewards that suit your preference. It also adds a further level of customization by letting you select the imagery and look of the MasterCard you receive. All told, there are eight different designs you can choose from.
Although the Visa Cards featured below are for consumers with Good to Excellent Credit ( See our articles on the FICO Credit Score and on Understanding Credit Scores in order to determine your credit rating level ) Capital One does offer accounts for consumers with limited credit as well. Click Here to Credit Card offers for Young Adults from this issuer.
For consumers seeking the convenience of plastic payments but who are unable to obtain regular offers, consider the Capital One Prepaid Visa.
You can browse and review specific prime and super prime Capital One offers in our listings below:
Capital One® Classic Platinum - Visa
Intro APR
0%
Intro Period
Until October '08
Regular APR
14.65%*
Annual Fee
$19
0% on purchases until December 2008. After that, variable APR, currently 14.65%
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital OneŽ Saving ZoneSM on Yahoo! Shopping
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance
Capital One® No Hassle MilesSM Rewards for Travel and Gas
Intro APR
N/A
Intro Period
N/A
Regular APR
13.90%*
Annual Fee
None
Earn 3 miles per dollar spent on travel and gas purchases
Earn 1 mile per dollar for all other purchases
No blackout dates or seat restrictions
No expiration date on miles and no limit on the miles you can earn
Capital One® Platinum Prestige - Visa
Intro APR
N/A
Intro Period
N/A
Regular APR
7.65%*
Annual Fee
None
7.9% APR on purchases and balance transfers
Your APR will not increase simply because you pay late only once or go over your credit limit
The offers presented above are for consumers with good credit or better. Capital One does service the subprime market although this has not been the focus of its marketing.
In 2007, the company entered the market for prepaid cards by purchasing Netspend Holdings of Austin Texas, a major issuer of prepaid debit cards. See the related story on Capital one's venture into prepaid cards online from The Washington Post.
This expands the company's reach across consumer types and does so at a national level since Netspend has a national footprint in the United States.
In Canada, Capital One offers a subprime guaranteed Secured Credit Card. This card is similar to other secured MasterCards in terms of funding requirements. One noteworthy feature is that it is only offered to consumers who have no other accounts with Capital One.
